Diana Bendit of Virginia has used a home-equity loan to pay off a car. I “reduced the interest I would have to pay by more than half and paid it off faster with less cost. If someone is paying 8 percent and can reduce that to 3.5 percent over the same time frame using a home equity loan, that is a no brainer to me. I wouldn’t roll that debt into a refi because the payments over 10 to 30 years are not a good deal. The only reason to do this is to reduce interest payments and pay off the debt faster.”
When it comes to CBD oil, cheaper is most certainly not always better because the production of quality CBD oil just isn’t cheap. CO2 extraction utilizes complex equipment and a high level of expertise as opposed to the cheaper and easier chemical extraction processes that can leave residue from toxic solvents like butane, propane, and ethanol in the CBD oil. While the CO2 extraction will generally lead to a higher price tag, it does insure quality, purity, and potency – especially when used to extract CBD oil from hemp that has been organically grown in the United States.
Hemp oil can come from the flower, leaves, stock or seeds. If it comes from the seed there are no cannabinoids found. If it comes from the rest of the plant cannabinoids are found. Hemp extract usually refers to either CBD or oil from the stock, flower, or leaves. Our Virgin cannabis sativa hemp oil is a hemp seed oil, and our Premium hemp oil products, have hemp oil from the stem of the plant (which is listed in milligrams on the bottle) It also has hemp seed oil in the bottle to act as a carrier oil. Our Hemp seed oil is a cold pressed seed oil, and our Premium hemp oil that comes from the stem is Co2 extracted.
The CBD oil we offer has a couple different applications. You can hold a sublingual dose under the tongue for 30-60 seconds (recommended for fastest absorption), apply the oil topically to your skin (can be applied directly to a problem area or mixed with your favorite moisturizer), or blend the oil in a health-conscious smoothie. We will include further dosing instructions with the product.
We invite you to enjoy our premium formulations of organic essential oils, organically grown, full spectrum hemp extract and optimized concentrations of CBD.  Find the best product for you.  Enjoy PK Botanicals tinctures, topicals, and isolates.  We create the highest quality natural Hemp CBD oil available in the market.  Our Hemp is organically grown in Colorado soil and contains high amounts of CBD extracted using a pure and kind method.  Maintain a clear mind and active lifestyle with hemp CBD oil!  Hemp oil extract has traditionally been used around the globe as medicine. There has been a lot of evidence that hemp oil can cure various ailments. Hemp Oil Store offers full spectrum extract.  Our unique methods allow us to extract all the beneficial components in the hemp plant. Click to browse the best hemp products you can buy online.
Of these second-wave MLMs masquerading as women’s empowerment, LuLaRoe is queen. More than 80,000 women have paid around $5,000 for several boxes of low-cost clothing and worked as much as 80-hour weeks to outfit hundreds of thousands of suburban women in multicolored polyester. But according to a report that studied the business models of 350 MLMs, published on the Federal Trade Commission’s website, 99% of people who join multilevel-marketing companies lose money. Depending on how you look at it, it’s either a brilliant business model or a predatory practice—or a little bit of both.

In fact, the U.S. Food and Drug Administration (FDA) approved Epidiolex (a drug made with a purified form of CBD oil) in June 2018 for the treatment of seizures associated with two rare and severe forms of epilepsy in patients 2 years of age and older. These two epilepsy forms are known as Lennox-Gastaut syndrome and Dravet syndrome. Epidiolex is the first FDA-approved drug that contains a purified drug substance derived from marijuana.

Pros: This item is organic and produced in the USA. The appearance of the oil is very much like extra virgin olive oil, as it should be. It has a green shade indicating that it is full spectrum and unrefined. Nature’s Blueprint also added natural peppermint to make it more palatable. I think it tastes fine straight from the dropper, but it can also be added to a smoothie of some sort or maybe hot tea? I appreciate that it has a clear label for the supplement facts and dosing. If you ever buy something that doesn’t, I certainly wouldn’t take it.
Think back to when you were recruited and consider if it was primarily as a customer, with just a mention of "income opportunity," or if the primary pitch was for the business opportunity. The ethical way to build a downline is to sign up people as customers first, and then if they like the product, they'll be drawn to becoming a rep. A hard sell on signing up as a rep right at the outset should send up a red flag for you.
I just started my little 17-year-old Chihuahua on products from Canna-Pet last evening. (I gave him one “Advanced” capsule) This morning I started him on “Advanced MaxCBD Liquid” He has extreme difficulty walking and most of the time can not even stand up anymore. Late this afternoon when I carried him outside to do his business, I noticed he had more strength in his right leg. I can’t really give a full review here due to it being too soon, however, if you go to the Canna-Pet web site, you will see many positive reviews; I spent hours on their site. I bought one bottle of liquid, one bottle of capsules and one box of biscuits because their products have given me hope, where so many other products have failed. Good luck Cynthia!!
But for most MLMs, the real money isn’t in selling wares: It’s in signing up consultants. Up until July 2017, LuLaRoe’s sellers who signed up new retailers got a 3-5% commission on the inventory their downline bought. But they only garnered that commission if they and everyone underneath them each bought 175 pieces a month, a rule that incentivized inventory buying.
Pyramids and chain distributor schemes are marketing plans that focus primarily on recruiting other participants. The sale of legitimate products is what distinguishes multilevel marketing operations from pyramids. When the emphasis is on recruiting new members rather than selling something of value, the organization is probably an illegal pyramid.
“We’ve found that an effective dose for psychological issues, like stress anxiety, generally tends to start out at 6 mg and can go up to 20 mg,” says Zachary Clancy, a horticulturist and clinical herbalist at the Alchemist’s Kitchen, which sells a wide range of CBD goods at its retail store in lower Manhattan and also sells wholesale to restaurants. (Clinical herbalists can complete any of a variety of educational programs and apprenticeships to gain that title.)

But many people can’t recruit enough folks and they end up spending a lot of their own money. As Laryea points out, “Recruits are often expected to purchase ‘starter kits’ or inventory to start selling products, which also earn the recruiters (and the recruiters’ recruiter) commission. Thus, multilevel marketing as a business strategy incentivizes participants to grow a sales network underneath them, also called a downline.”

Although CBD oil and hemp oil are both low in THC, the difference in the amount of CBD these products contain is huge. Hemp oil has only traces of CBD (around 3.5 percent,) while CBD oil can have up to 20 percent. It is the higher concentration that makes CBD beneficial in the treatment of various health disorders. Hemp oil based CBD products do not contain enough of the compound to be considered much more than a health supplement. These are the products found in health food stores all over the country – legal in all 50 states.
An example of a high-profile multi-level marketing company defending its practices is Herbalife Ltd., a manufacturer and distributor of weight-loss and nutritional products with more than 500,000 distributors. Although the FTC had been investigating Herbalife, it was activist investor William Ackman who shed a national spotlight on the company by shorting $1 billion of the company’s stock in 2013. Ackman accused the company of operating a pyramid scheme and backed his allegations with a bet the company’s stock price would fall under the weight of the scam.  
Hi I've had rsd over 25 years now and in stage 3 I take cbd I'mor nong 6 weeks now and it's helped tons w my depression,sleep,constipation as well as energy. I take 2 drops under tounge every morning and Rick spson oil 3 xs day.It's bern beyond life changing for me look into the rs oil w the cbd. It works.. I still take 1 opiad a day have taken 2 a day only 3 times in almost 2 months when I was in bad flare ..

Hemp oil or Hemp Oil contains essential fatty acids, including docosahexaenoic acid (DHA), that are required for brain development. DHA is crucial to the health of the brain as well as the retina of the eye, particularly in the first year of life. Mothers who supplement with hemp oil during pregnancy may provide brain- and eye-protective benefits for the developing baby.
The real selling point for MLMs is that distributors can make money in two different ways. The first is money made from commissions from direct selling to consumers. And the second way to make money with an MLM is from the commissions made from sales of distributors below you in the pyramid (these are sometimes referred to as recruits or downline distributors).
“Joining an MLM is appealing to women who find hope in their promises of a better life: freedom, economic independence, and an endless supply of cheery trinkets. Despite professing quick-income prospects though, it’s difficult for MLM consultants to earn more than pocket change. When glitzy recruitment videos yield to the reality of suburban cul-de-sacs, people selling for MLMs can be plunged into debt and psychological crisis.” (Quartz)
If you’re taking the oil in liquid form, one dropperful of a low concentration product (100 mg CBD per fluid ounce) will provide about 3 mg of CBD per dropperful — not enough to notice any significant effects. A dropperful of the medium grade product (500 mg of CBD per fluid ounce) will deliver about 15 mg of CBD — a good starting dose. And a dropperful of a high concentration product (1500 mg CBD per fluid ounce) will provide about 50 mg of CBD per dropperful.
Discontinue use and consult a medical doctor immediately if you experience unusual symptoms. Consult a medical doctor before use if you have been treated for, or diagnosed with or have a family history of any medical condition, or if you are using any prescription or over-the-counter drug(s), including blood thinners. Consult a medical doctor before starting any diet or exercise program. Improper use of this product will not improve results and is not advised. Use only as directed.
Fed the fantasy of achieving the all-elusive American dream, many of them are being wooed by multilevel-marketing companies. Known as MLMs (or “direct-sales”), the current US administration is stocked with their cheerleaders: Betsy DeVos, the secretary of education, is married to a cofounder of Amway; Ben Carson is a spokesperson for a vitamin MLM called Mannatech; and president Donald Trump used to have an MLM, Trump Network, and was a spokesperson for another.
This may seem like a repeat of an earlier question, but while that question related to concentration of CBD in the product, this is simply a question of how much you’re getting in total. Most bottles are labeled in a similar way – “1,000mg CBD Oil” or “1,000mg Hemp Extract” – which generally means the entire bottle contains a total of 1,000mg of CBD.
You can definitely generate a hefty income through Network Marketing, but ONLY if you are willing to put in the effort to generate leads, train others, and make it your focus to get the word out. Network marketing is ultimately not a ‘get rich quick’ scheme, as it requires an ample amount of work and effort to make it work. However, if you are willing to put in the work, it could be the door to your financial success.

I just received my bottle today. I took my first dose minutes ago. Well see if I have any relief from it. So far, my only complaint is that it comes with a huge dropper in the bottle. The bottle is definitely more than 1ml. If a dose is 1ml, why doesn’t the dropper have measurements on the in to tell you exactly how much you are taking. If I had to guess, i would guess the dropper holds 3-4ml which is 3-4 doses. The concentrate is 90mg/1ml. My typical hemp oil only contains 16.66mg/1ml. That’s 5x the strength I’m used to. I bought this big 4oz bottle knowing it contains as much as 4 of my typical 1oz bottle. I paid for this bottle what I normally pay for 4 bottles that have only 1oz. Then the other reason I bought this was because of its strength. It is 5x as potent as what I’ve bought at this point in time. Essentially I bought 20-1oz bottles for the price of 4 bottles. If I knew exactly how much each dropper contained I’d have better control of how much I’m taking. I had planned on taking only 1/4ml per dose.
By the 1980s, the landscape of U.S. economics was transformed. A financial boom coincided with women entering commercial life. These women were a huge target for network marketing companies, as they sought jobs that allowed them to earn money without neglecting their children and families. Women were able to acquire high positions within these companies, creating opportunities for women to achieve financial independence without giving up their families.
Pharmacists have since moved to metric measurements, with a drop being rounded to exactly 0.05 mL (50 μL, that is, 20 drops per milliliter) - https://en.wikipedia.org/wiki/Drop_(unit)1oz is 30 mL1000mg/30mL = 33.3 mg/mL CBD concentration20 drops * .05 mL/drop = 1mL10 drops * .05 mL/drop = .5mLyou take 33.3 mg in the morning and 16.65mg at nightI might suggest taking 50mg in the morning: 50mg / 33.3 mg/mL = 1.50 mL 30 dropstry it for a couple days and see how it helps

Hemp and Marijuana come form the same plant family, but are completely different in function, cultivation and application. Marijuana generally has a high level of THC (a psychoactive compound that makes you feel “high”) and is used for medicinal or recreational purpose. Hemp contains a negligible amount of THC (but is high in CBD) and is used in dietary supplements, skin products, clothing and paper.
The Federal Trade Commission issued a decision, In re Amway Corp., in 1979 in which it indicated that multi-level marketing was not illegal per se in the United States. However, Amway was found guilty of price fixing (by effectively requiring "independent" distributors to sell at the same fixed price) and making exaggerated income claims.[47][48] The FTC advises that multi-level marketing organizations with greater incentives for recruitment than product sales are to be viewed skeptically. The FTC also warns that the practice of getting commissions from recruiting new members is outlawed in most states as "pyramiding".[49]
Almost everything we use in our diet to prevent or manage health problems has some risk of side effects, and hemp oil is no exception. Firstly it is important to note, however, that negative side effects of hemp oil are rare and some only occur in extreme cases, they can also be considered minor in comparison to the side effect of pharmaceuticals. To date, there have been no reported cases of toxicity from the ingestion of hemp seed oil.
According to internal consultant calls, LuLaRoe is still onboarding more than 150 retailers a day. (LuLaRoe declined to confirm how many people are joining daily.) In this spandex rush, so many women were signing up to sell LuLaRoe that the onboarding queue stretched for weeks. Former customers were often convinced to become sellers so they could get their own wares wholesale, plus hopefully make some profit on the side. “Every time I got a really good customer, they would sign up under someone else,” Sophie says.
Why should you care about the quality of CBD you buy? Because, the CBD industry is still in its infancy, and it’s easy to get confused, which leads to some brands taking advantage. That’s why we’ve examined the industry, brands and product for you. We’ve hand selected some of the top CBD brands out there; reviewed their history, product quality, price, and customer service for you. Now you can confidently make a more informed decision on which company to trust with your business. Ministry of Hemp may receive a percentage of sales if you purchase a product from one of these links. Read our full disclosure statement.”

Identify the product. The whole idea of network marketing is to use direct salespeople to sell products or services to the end consumer. So if no product or service exists, and only money is changing hands, head for the door. Pyramids often disguise themselves as reputable MLMs by taking on a line of products and claiming to sell them to consumers. However, little time and effort is spent actually marketing the products because profits come from recruitment. Ask what sort of marketing is allowed. If the company resists using viable ways to notify the public about its products or services, look out. You may be in pyramid territory.
“I wouldn’t be where I am today without the knowledge I gained from [Michael’s] live events and training CDs. Two MUST-HAVE [programs] in your CD library should be ‘The Total Success Pack‘ and ‘Building a Better Life.’ I’ve listened so many times I’ve lost  count. PRICELESS information for your journey to success in business and in life… ‘Easy to do. Easy not to do’ The choice is yours.”
Perhaps the successful consultants are right: It’s all about enthusiasm. Perhaps some people don’t succeed because they don’t drink the Kool-Aid. Perhaps it’s about believing that leggings printed like hotel carpets are beautiful to someone. Perhaps you think that a thin polyester dress you could get for $15 in a chain store is worth $60 if you buy it from a friend. Perhaps it’s about having no qualms hawking clothes to people who struggle to afford them, or signing women up underneath you while you struggle yourself.

THC’s intoxicating powers come from its ability to mimic anandamide, an endocannabinoid or naturally occurring mood-altering substance in the body that binds to CB1 receptors in the brain and is associated with having a rosy disposition. THC binds to anandamide’s CB1 receptors even more tightly than anandamide itself, triggering an exaggerated or euphoric response — in other words, you get high.
And that’s what’s maddening and fascinating about CBD: It isn’t bullshit. Crystals are bullshit. Himalayan salt ionizers are bullshit. SugarBearHair apparently doesn’t contain what it says it does, though it wouldn’t work better than a well-balanced diet even if it did. CBD, though wildly understudied, is not bullshit. In fact, the FDA just approved its very first cannabis-derived drug, a CBD-based epilepsy treatment called Epidiolex. The dosage for Epidiolex starts at around 2.5 mg/kg and is increased to 5 mg/kg, so a 150-pound adult would settle onto a dose of just over 340 mg per day, though the diseases it targets start in childhood.
At the corporate level, multi-level marketing communicates a clear picture of the company and its products to consultants—and by extension, to its customers and potential future consultants. The goal of MLM is not only to excite consumers about a product, but to attract a percentage of people to the possibility of selling that products. Therefore, the art of persuasion is fundamental to MLM—an art honed in marketing programs across the country.
Independent non-salaried participants, referred to as distributors (variously called "associates", "independent business owners", "independent agents", etc.), are authorized to distribute the company's products or services. They are awarded their own immediate retail profit from customers plus commission from the company, not downlines, through a multi-level marketing compensation plan, which is based upon the volume of products sold through their own sales efforts as well as that of their downline organization.

The State of Illinois has no registration requirements for multilevel marketing plans. There are, however, requirements for franchises. The Illinois Franchise Disclosure Act is administered by the Office of the Illinois Attorney General. By law, the offer and sale of a franchise must either be registered or qualify for an exemption from the registration process. For information and materials related to the franchise law, contact:

UPDATE! I ordered this product again because the first bottle worked magnificently however upon receiving the new bottle, I live in Florida and noticed that the bottle was overwhelmingly warm when received... so I put it in the refrigerator and waited for my other bottle to finish to open this one. I have now ingested this on two separate occasions and have become violently ill upon consumption. This product is not consistent, be extremely cautious when buying and using this product definitely test it to make sure it's not rancid before you add it to your meals. I am extremely upset about this and wish the company would contact me..
Pros: This item is organic and produced in the USA. The appearance of the oil is very much like extra virgin olive oil, as it should be. It has a green shade indicating that it is full spectrum and unrefined. Nature’s Blueprint also added natural peppermint to make it more palatable. I think it tastes fine straight from the dropper, but it can also be added to a smoothie of some sort or maybe hot tea? I appreciate that it has a clear label for the supplement facts and dosing. If you ever buy something that doesn’t, I certainly wouldn’t take it.
Carl Rehnborg is credited as having started the multi-level marketing industry back in the 1930s. After learning about the benefits of dietary supplements in China, Rehnborg came back to the United States and started a company called The California Vitamin Company, which was later rebranded to Nutrilite. Six years after that rebranding, Rehnborg reorganized the company’s structure and the way it sold products into what we know as MLM today.
Full Spectrum CBD Oil is commonly used for assisting with pain, stress, sleep, anxiety, and more. To assist with Pain, Stress, Anxiety take as recommended once a day in the morning. To assist with sleep take as recommended in the evening. All of Zatural's Hemp products are always 0 THC. If needed, one may increase the daily recommended dosage slowly according to their needs. 
Generally speaking, most marijuana producers and sellers (especially on the black market) don’t test for contaminants (metals, pesticides, bacteria, etc.). Rick Simpson Hemp Oil is actually more a method of extraction than it is a specific product. People use the Rick Simpson method with hundreds of different strains of marijuana, so the THC, CBD and other cannabinoid content of the final oil always vary greatly, depending on the cannabis the consumers are acquiring. Usually what’s used for Rick Simpson oil is a strain with an inferior CBD content (and high THC), because that’s what the vast amount of marijuana is nowadays.
The structure of MLMs is very similar to a pyramid scheme. This doesn’t mean that all MLMs are pyramid schemes, but some certainly are. Those interested in pursuing a career in multi-level marketing should do research before joining a particular MLM. Generally speaking, if the bulk of the money you stand to earn comes from recruitment rather than direct sales, it’s wise to be very cautious.
Discontinue use and consult a medical doctor immediately if you experience unusual symptoms. Consult a medical doctor before use if you have been treated for, or diagnosed with or have a family history of any medical condition, or if you are using any prescription or over-the-counter drug(s), including blood thinners. Consult a medical doctor before starting any diet or exercise program. Improper use of this product will not improve results and is not advised. Use only as directed.
Hemp and marijuana are cousins in the plant world, but marijuana has a much higher THC content than hemp. Hemp oil contains low levels of CBD – typically less than 25 parts per million – while CBD oil can be up to 15% CBD. Because the plants are related, some unscrupulous sellers of hemp oil are trying to market it for its medicinal value, which is negligible.
LuLaRoe’s messaging is filled with positive language: “I believe in you” is the company’s unofficial tag line, and body-positive imagery floods its website to showcase its large selection of flattering plus-size outfits. “It’s hard to find plus-size clothing that actually looks good—that makes you feel like you look good,” Sophie says. “That’s why there’s such a customer base for LuLaRoe.”
Once you have decided to join a network marketing business, first decide which company is best for you. Do market research and buy the package. Upon buying package you will get in touch with your upline who is already in the business. Follow your upline to move forward. Just remember one thing always, network marketing is an awesome business which works on the compound interest theory. Initially you will have to work hard and results are less, but as soon as you grow you will have to work less and you will earn more.
The important thing to keep in mind when thinking about hemp oil vs CBD oil is that even though CBD oil sometimes is extracted from hemp plants, it can also be extracted from other cannabis plants that contain higher levels of THC. Hemp oil is always extracted from hemp plants but can contain no CBD/THC (from the seeds) or high CBD/trace THC (from the resin glands).

Kayla assumed she could just buy a couple of hundred dollars’ worth of leggings to get started, but she found out that she was required to buy a startup inventory package, which costs between $4,900 and $6,000. “Initial inventory packages are designed to provide sufficient inventory to help retailers succeed,” says a LuLaRoe spokesperson. “If a retailer can’t afford it, a retailer should not buy it.”
Thanks for the kind kudos, Shay. I’ve found a lot of network marketing “tool” programs offer a blog so I think a lot of people simple don’t know what to blog about… how to promote their content… or even how to target a specific audience. Tragic, but true. Fortunately, programs like MLSP teach all of that. It takes time, but it works if you work it.
The important thing to keep in mind when thinking about hemp oil vs CBD oil is that even though CBD oil sometimes is extracted from hemp plants, it can also be extracted from other cannabis plants that contain higher levels of THC. Hemp oil is always extracted from hemp plants but can contain no CBD/THC (from the seeds) or high CBD/trace THC (from the resin glands).

CBD Oil, derived from agricultural hemp, has been widely recognized for its many benefits on human health. It has grown in popularity amongst the medical community as a key supplement for maintaining homeostasis. Because CBD oil has the ability to talk to nearly every organ system in the body via the Endocannabinoid System (ECS) this plant-based nutrient plays a key role in optimizing balance and enhancing quality of life.
For the distribution of goods after manufacturing, the product has to go through the distributor, wholesaler and finally the retailer before reaching the hands of the consumer. A MLM company shorten the supply chain shorter by directly selling to consumers. A claim they say helps to save cost for consumers. Speaking about cost savings, find out the best rate using our  home loan comparison and  personal loan comparison  tool

I have dealt with overall muscle pain for several years and was finally diagnosed with fibromyalgia 6 months ago. Due to stomach issues, I am no longer able to take NSAIDs, and I don’t want to start down the opioid trail, so I’ve been pretty miserable. Most days I felt like I’d been hit by a truck, and by the end of a work day, I was done. Many evenings I had to use a foam roller on my neck, back, and legs before I could even think of going to bed, and just trying to sit and relax was sometimes impossible. My husband did a lot of research on CBD oil, and Medterra seemed to be a solid company with a good following. He got me a bottle of the 1,000mg tincture, and I “front-loaded” with two doses a day for the first 5 days, then went down to one 1ml dose each morning. Even though we were on a lake vacation and I was climbing in and out of the boat and bouncing around the lake, I noticed that the pain and achiness in my arms and legs was gone within the first couple of days. After a couple more days, I realized that the pain and tightness in my upper back/neck were nearly gone as well. I’m starting to get my “old” energy back, and I can focus on doing what I want to do without the pain constantly interfering. My next order will be for the 3,000mg tincture... I want to play with the dosing a bit and see if I can get some relief with lower back pain (unrelated to the fibro). If you’re dealing with muscle pain, I highly recommend giving Medterra CBD oil a try.

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