Have a question about your finances? Michelle Singletary has a weekly live chat every Thursday at noon where she discusses financial dilemmas with readers. You can also write to Michelle directly by sending an email to michelle.singletary@washpost.com. Personal responses may not be possible, and comments or questions may be used in a future column, with the writer’s name, unless otherwise requested.
At the corporate level, multi-level marketing communicates a clear picture of the company and its products to consultants—and by extension, to its customers and potential future consultants. The goal of MLM is not only to excite consumers about a product, but to attract a percentage of people to the possibility of selling that products. Therefore, the art of persuasion is fundamental to MLM—an art honed in marketing programs across the country.
Almost everything we use in our diet to prevent or manage health problems has some risk of side effects, and hemp oil is no exception. Firstly it is important to note, however, that negative side effects of hemp oil are rare and some only occur in extreme cases, they can also be considered minor in comparison to the side effect of pharmaceuticals. To date, there have been no reported cases of toxicity from the ingestion of hemp seed oil.
One classic use is in soaps. Hemp oil is also used in paints and lubricants, and as a body care product. It may be rubbed directly onto the skin to treat cracked, dry skin, or it can be blended into body oils, body creams, and other personal care products. Some people also use it as a dietary supplement, taking advantage of the high concentrations of essential fatty acids in unrefined hemp oil and using the oil as a dressing or garnish to improve nutrition.
Other studies have been done in lab animals, or in vitro (meaning in a test tube, using animal brain tissue). Those studies have found anxiety-reducing effects but only at midlevel dosages, in the range of 10 to 20 mg per kg. As an example, one study found that CBD can, in rats, be an effective anti-inflammatory painkiller — at 20 mg per kg. It’s not a direct translation, but that dosage would be somewhere in the range of several hundred milligrams for an adult human.

The link provides additional information that may be useful or interesting and has no aliation to the promotion, sale and distribution of Medical Marijuana Inc. products. The link does not constitute an endorsement of these organizations by Medical Marijuana Inc. and none should be inferred. Please view our full Terms Of Use Agreement for more information and the terms and conditions governing your use of this site.

Although an MLM company holds out those few top individual participants as evidence of how participation in the MLM could lead to success, the reality is that the MLM business model depends on the failure of the overwhelming majority of all other participants, through the injecting of money from their own pockets, so that it can become the revenue and profit of the MLM company, of which the MLM company shares only a small proportion of it to a few individuals at the very top of the MLM participant pyramid. Participants, other than the few individuals at the top, provide nothing more than their own financial loss for the company's own profit and the profit of the top few individual participants.[15]
Multi-level market (MLM) or network marketing is an American institution. Companies like Amway, Tupperware, Herbalife, Avon, Mary Kay and The Pampered Chef support huge networks of distributors and recruits who sell every type of product from dietary supplements to kitchenware to beauty products. Salespeople are called independent business owners (IBO) and generally work from their homes.
A: You do not need a prescription to buy and use Hemp Oil +. However, we recommend that you consult your health professional before using this product, just as you should with any nutritional supplement. This is especially true if you are pregnant, trying to get pregnant, are nursing, or if you are taking a prescription medication and are concerned about possible interactions.
Small-town America is built on the concept of community, meaning the psychological guilt games MLMs play are their most effective selling tool. Even Christina Hinks of Mommygyver has started positively reviewing other MLMS again, directing her readers to join consultant Facebook groups and helping MLMs with market research. Like America’s systemic class bias, it’s hard to escape.
But here is the problem that these whiteboard presentations always manage to omit. Of all the thousands of network marketing plans available now or in the past, if only one of them had ever had even a single line active to only 14 levels deep, that alone would have required the participation of more human beings than exist. That math is black and white, too. Level 14 is populated by 514, or about 6.1 billion people, the entire population of the planet, in addition to level 13 with 1.2 billion, all the way up to you and your original five. You can answer "Oh sure, but a lot of the people don't get all five or they flake somehow," but you forget that the entire premise has already eliminated those who flake or who don't get all five. The unfortunate conclusion is that a fully invested network, upon which the whiteboard presentations are dependent, has never actually happened.
Multilevel marketing (MLM) is an attractive business proposition to many people. It offers the opportunity to become involved in a system for distributing products to consumers. Unlike the person starting a business from scratch, the MLM participant has the support of a direct selling company that supplies the products and sometimes offers training as well.
Almost ten percent of people worldwide deal with acne. It’s a pretty common skin condition, even among adults. A few major factors can cause acne. Those are usually genetic makeup, bacterial infection, underlying skin inflammation, and sebum overproduction. Sebum is an oily secretion that lubricates our skin. It forms inside of sebaceous glands, which are under our skin.
I suffer from Fibromyalgia, spinal stenosis, osteoporosis, arthritis, and 66 yeas of wear and tear. I was overwhelmed by the endless varieties of hemp oil even after reading all the product info, so I chose to go with Amazon’s pick.this has a subtle mint flavor and within 2days, I was seeing a reduction in pain, better mood, and improvements in my brain fog. They have a loyal customer now. Even the headache I have had for 6 months since being put on Gabapentin is gone which means I no longer take Advil like tic tacs!
Now, many people are understandably flummoxed by a very active campaign to convince the public that CBD is different depending on whether it’s derived from marijuana or hemp.  Hemp and marijuana are both Cannabis. Hemp is Cannabis sativa, and marijuana is either Cannabis sativa or Cannabis indica. Hemp is simply the common and legal term for cannabis that contains less than .3% THC, and marijuana is the common and legal term for cannabis that contains .3% and more THC.

I’ve been wanting to know on how to understand the life cycle of a marijuana plant but I don’t know how to get started. I do research on my own, I also read lots of articles but this one caught my attention https://www.bonzaseeds.com/blog/life-cycle-marijuana-plant/ It has the content of all you about to know in planting and to understand the life cycle of marijuana plant.
I decided to give it a try because my anxiety and mood swings were taking the best of me. The shipping was fast and I took .25 that afternoon. My husband saw a change immediately. Fast forward 3 weeks, I take it daily. It took my a little to find an appropriate dosage. I just cant understand what my life was before taking cbd. I dont get angry as often at all and I get in heavy traffic like nothing and Im way more patient at home. Give it a chance, if anything itll put you in a great mood!

We are sorry our blog post didn’t answer the question you were looking for. The answer to your question is, that the best product that can assist with chronic pain is a product that contains Cannabinoids in it. Full spectrum hemp oils contain those cannabinoids your body needs to fight pain, stress, anxiety, inflammation and sleep. If your chronic pain is severe, you will want a product that contains a large amount of Cannabinoids.
I am an osteoarthritis sufferer with significant osteophyte growth on my spine which causes me muscle and nerve irritation on a daily basis. I have tried several NSaid medications and unfortunately tend to suffer side effects such as stomach upset and also severe headaches. I have heard so much about the benefits of cbd oil for arthritis pain relief. My reluctance to try it steams from lack of regulations around full content disclosure. I have a long standing family history of mental illness (skizophrenia). I would want to know 100% beyond a shadow of a doubt that what I was getting was TCH free as TCH does exasperate my anxiety disorder and studies do show a correlation between TCH and the onset of psychosis, at least for those who have a genetic predisposition.

Hemp oil won’t really do anything for cancer sufferers but T.H.C oil will help, cbd oil is a lesser form of THC OIL which is why it’s legal to buy, they have taken most of the good stuff out and charge to much for it, the best THC oil comes from the indica cannibas plant which can have from 15% up to 20% THC content, want to know more Google a man called RICK SIMSON , he called his oil Phoenix tears, he first brought this to light in the 80s in Canada where he is from, when the government seen that it worked them and the pharmacutacle companies got him thrown out of his own country, he now lives in Holland I think, he’s oil has cured many, many ppl of different cancers and other illnesses, easy to make your own oil at home if you have access to good grade cannibas, loads of videos online on how to do this, wish you good health and a speedy recovery, give RICK a google
Hemp producers who sell CBD products will often use the 2014 Farm Bill to claim that it is legal. This bill includes a provision that allows for the legal cultivation of hemp provided it is used for academic agricultural research or under a state pilot program. But there is still confusion about whether the legal allowance for cultivation also includes selling it.
Pure CBD cannabis oil derived from hemp contains only trace amounts of THC. Hemp is grown from specific cannabis varieties that naturally possess higher levels of CBD. These hemp stalks and hemp seeds produce organic hemp oil that is naturally rich in cannabidiol. Some genetic varieties of hemp contain higher concentrations of pure CBD than others.
There's also the question of CBD's legality – something that's a lot grayer than the black-and-white picture most companies paint. The U.S. Drug Enforcement Administration considers CBD, like all cannabinoids, a schedule 1 drug. That means it's just as illegal as heroin and ecstasy. Meanwhile, hemp – a variety of the cannabis plant regulated by the U.S. Department of Agriculture – is legal , so long as its THC content is negligibly low. But because the agriculture department doesn't test for CBD – only THC – in hemp, more companies are getting away with selling products they say contain CBD, says Sara Jane Ward, an assistant professor of pharmacology at the Temple University Lewis Katz School of Medicine who's been studying CBD in rodent models for more than 10 years. Needless to say, the legality of CBD is "very confusing and very gray," she says.
Note that the Cannabis sativa L. our growers harvest is a type of carefully cultivated hemp. Hemp is a legal plant that the USDA defines as any Cannabis sativa L. variety containing THC concentrations of no more than 0.3%. This means the plant produces little to no THC, the phyto-cannabinoid found in marijuana that causes a feeling of intoxication.
Take Rodan+Fields, a skincare line developed by the dermatologists who created Proactive. It’s supposed be top-notch stuff. When they initially launched the product, they went the traditional retail route. Estee Lauder then bought the company for an undisclosed amount and continued to sell it through traditional retail. Sales of Rodan+Fields were surprisingly lackluster, however, so its former owners bought the company back and implemented the MLM model. Sales of the product skyrocketed to over a billion dollars. They’d claim it was thanks to the word-of-mouth marketing MLMs facilitate. I’d venture to guess it had more to do with the fact they have a captive customer base amongst the hundreds of thousands of distributors who are required to make minimum purchase amounts each month and recruit other distributors who will have to make minimum purchase amounts each month too.
This fact is rarely mentioned in the sales pitches. Instead, they typically promote the merchandise (referred to as "lotions & potions" by MLM critics) as wonderous super products that will be in high demand. But, you should always beware of success stories coming from MLM distributors. Most MLM companies pay shills who lie about having had multimillion dollar success with the scheme. These are typically the ones who travel around giving seminars, pitching motivational materials, and putting on recruiting extravaganzas that have been criticized by the Federal Trade Commission for promoting an almost cult-like religious mania as a substitute for sound business practices.
Pyramid schemes are illegal in all 50 states and in most countries in the world. The reason they’re illegal is because they promise extraordinary returns based on a structure that is unsustainable and will eventually collapse. In order to survive, pyramid schemes require an infinite number of recruits. Since there aren’t an infinite number of people, they always fall apart, leaving the people at the bottom of the scheme with empty pockets.  
Hemp and Marijuana come form the same plant family, but are completely different in function, cultivation and application. Marijuana generally has a high level of THC (a psychoactive compound that makes you feel “high”) and is used for medicinal or recreational purpose. Hemp contains a negligible amount of THC (but is high in CBD) and is used in dietary supplements, skin products, clothing and paper.

Pyramid structure is said to exist when you get paid to get a new recruit and there is no involvement of any product. It’s an ill-practice which makes a person earn money by taking advantage of his friends and family. Companies having a pyramid structure model tend to deceive people while making them believe that they’ll earn in future (which they do by deceiving more people). For e.g. a person will be asked to pay $100 to be a part of the company with a promise that he’ll get 25% of every new recruit’s admission fees who he refers. This is a money-making strategy of the company where the participants are at a loss.
I will continue to use bluebird botanical products loyally. Their customer service is exceptional. Their products are of exceptional quality and reasonably priced. Due to the dedication of their staff, I have been given back something I thought was lost to me: HOPE. I cannot thank BlueBird enough for their dedication to sharing a product that improves the quality of life for others.

Multi Level Marketing (MLM) is a business model or marketing strategy in which the distributors' income includes their own sales, and a percentage of the sales group they recruit, which is commonly known as their ‘downline’. Customers can also sign up as a distributor to sell the company’s product. Usually, the sign up fee will be the price paid to purchase the product.
Hemp oil won’t really do anything for cancer sufferers but T.H.C oil will help, cbd oil is a lesser form of THC OIL which is why it’s legal to buy, they have taken most of the good stuff out and charge to much for it, the best THC oil comes from the indica cannibas plant which can have from 15% up to 20% THC content, want to know more Google a man called RICK SIMSON , he called his oil Phoenix tears, he first brought this to light in the 80s in Canada where he is from, when the government seen that it worked them and the pharmacutacle companies got him thrown out of his own country, he now lives in Holland I think, he’s oil has cured many, many ppl of different cancers and other illnesses, easy to make your own oil at home if you have access to good grade cannibas, loads of videos online on how to do this, wish you good health and a speedy recovery, give RICK a google
The most commonly used form of CBD is CBD oil. Combining CBD extract with a carrier oil like coconut oil, it can be ingested or vaped, bringing a lot of variety. But because marijuana legalization is in such a murky situation with both federal and state laws to grapple with, CBD oil's legality can be hard to parse depending on where you are. Let's start with legality at the federal level.
In 2017, the National Academies of Sciences, Engineering and Medicine convened a panel of experts to review the health effects of cannabis and cannabinoids. They examined more than 10,000 studies, most of which examined marijuana, not CBD. They found evidence that some cannabinoids — not including CBD — are effective for pain, nausea from chemotherapy and muscle spasms in multiple sclerosis.
A long time friend that you lost touch with for the last 10 years gives you a call and asks to meet up. After meeting up and breaking the ice, he/she then introduces a new revolutionary product and how you stand to get rich by selling it. Throw in jargons like passive income and downlines, you suddenly realise you’re beginning to be sucked into the dream they are selling.
Right now, MLMs are preying on lower-income, often undocumented immigrant communities and taking advantage of their lack of knowledge and finances. Their reps lure them in by telling that they are giving them the tools to start their own businesses and that they can create jobs for their friends and family members. In the 2016 documentary, Betting On Zero, director Ted Braun talks to several Latino families who have lost their entire life savings to Herbalife. They were told by MLM reps that it’s easy work and that it’s not dangerous, and so they sold their construction businesses to invest in Herbalife.
MLM salespeople are not employees of the MLM company. Participants do not derive a salary/wage, nor do participants receive remuneration from the MLM company for their invested labor and expenses in their MLM "independent business". The income of participants, if any income is made at all, is derived only from commissions on their personal sales or their share of the commissions on the personal sales of their downlines (the MLM compensation structure).
The prospect of working from home is becoming increasingly popular. According to The New York Times, a recent Gallup poll reports 43 percent of employees work remotely some of the time. Of those, the number working from home four to five days per week has jumped to 31 percent. Modern workers seem to be embracing the flexibility of working remotely, so it’s not surprising that multi-level marketing companies (MLMs) are “poised for explosive growth,” Forbes predicts.
I have been using a nano-enhanced Hemp oil for my chronic arthritis and it’s helped tremendously! I’ve had 3 hip replacements within a 14 month period and still have pain. I also suffer from chronic back pain from a fall some years ago (or rather, slid down on my butt) down stairs. After the first day of taking it I woke up the next morning NOT needing a pain pill as I normally do just to get out of bed. I felt amazing!! I try to take it regularly (I can’t stand the taste) because I know it works. I say, if Hemp oil works it’s a good brand, if it doesn’t, either try another or move on to CBD oil.
Here is how they mostly work: You sign up and pay the buy-in fee to receive your startup kit, and then you start clogging everyone’s social media feeds about your new venture and beg your friends and family to join you on your “journey to financial success”. You host a bunch of fake parties and wine tastings or worse, you meet up one-on-one to catch up and the whole thing turns out to be nothing more than a demo and sales pitch where you guilt your friends into buying stuff they don’t want or need. After you subject them to that, you then try to recruit them to join your team of consultants, or whatever term your particular MLM uses.

LuLaRoe gives these women a way to have it all: a career, new friends, body confidence, extra money, all with enough time left over to be an excellent mother and wife. “Want to earn full-time income for part-time work? Ask me how!” reads a sign that was sent out to new consultants last year. Stidham often promotes the idea of her company being a perfect part-time job for mothers by talking about being a single mother of seven hustling out of her home—even though she was already remarried and her kids grown before LuLaRoe was founded.
This isn’t a story about leggings, however. It’s not even a story about LuLaRoe. This is the story of rural and suburban disenfranchisement and the MLMs that offer desperate American women a chance at clawing their way out. They’ve become part of the fabric of suburban America, as cherished and inevitable as barbecues and the county fair. Regional newspapers are rife with announcements for fundraisers for children with cancer and elementary-school fetes that promote LuLaRoe pop-up shops. Not buying a pair of leggings can be read as being unsupportive of your friends—or not chipping in for a local kid’s chemotherapy. It’s a genius manipulation of rural and suburban American societal norms.
During the Industrial Revolution of the 1800s, a large number of new products were being invented that needed to be sold to consumers. These products were often complex and required explanation to potential buyers. Network marketing began to hit its stride following World War II in the 1940s with the California Vitamin Company (renamed Nutrilite in 1939) and the California Perfume Company (now Avon).
As mentioned above, cannabis and hemp differ in the levels of naturally occurring THC that they contain.  THC is a cannabinoid like CBD.  However, its properties are very different and often antagonistic to the effects of CBD.  Hemp is naturally high in CBD and low in THC; the reverse is true of cannabis.  In fact, hemp contains only about 0.3% – 1.5% THC, while cannabis contains about 5% – 10% or more THC.
This is perhaps the most important question of all. If you're doing it because you think it's going to help you get out of a cash crunch, forget it. If you're doing it because you think you're going to be rich in a year, well, it's fine to have a vision but don't bank on it. On the other hand, if you really believe in the product, that gives you the best likelihood of success with it.
Hempseed is considered by leading researchers and medical doctors to be one of the most nutritious food sources on the planet. Shelled hempseed is packed with 33% pure digestible protein and is rich in iron and vitamin E as well as omega-3 and GLA. A recent report funded by the Canadian government states that hemp protein comprises 66% high-quality edistin protein, and that hempseed contains the highest percentage of this of any plant source. Unlike soy, hemp is not genetically modified, and it doesn't contain the anti-nutritional qualities commonly found in soy.

“Placebo response always needs to be taken into account for any treatment being studied,” says Baron. “Placebo response is actually quite high in many pharmaceutical trials, for example. In fact, there are many treatment trials for various medications and other treatments where benefit responses to placebo are actually higher than the treatment itself being studied.”
Hemp oil is a "drying oil", as it can polymerize into a solid form. Due to its polymer-forming properties, hemp oil is used on its own or blended with other oils, resins, and solvents as an impregnator and varnish in wood finishing, as a pigment binder in oil paints, and as a plasticizer and hardener in putty. It has uses similar to linseed oil and characteristics similar to tung oil.[34]
Mentor your recruits effectively. If recruits are successful, you make more money, so you should be prepared to train them well. This may be a substantial time commitment, even up to several weeks. But you should understand that you're building a team and it is in your best interest to spend enough time making sure your recruits are competent enough to go off on their own.[8][9]
Hemp oil or Hemp Oil contains essential fatty acids, including docosahexaenoic acid (DHA), that are required for brain development. DHA is crucial to the health of the brain as well as the retina of the eye, particularly in the first year of life. Mothers who supplement with hemp oil during pregnancy may provide brain- and eye-protective benefits for the developing baby.

We use a combination of both Subcritical and Supercritical extractions. This allows us to perform a “fractional extraction” by first extracting at lower pressures to remove the lighter, temperature-sensitive volatile oils, and then subsequently extracting the same material at a higher pressure to remove the remaining oils. This approach is the best because it allows us to extract a complete range of cannabinoids, terpenes, essential oils, and other beneficial phytochemicals that yield a more potent blend.


After researching the best delivery methods of CBD Oil, Elixinol™ invented the revolutionary X-Pen. This new system dispenses CBD hemp extracts in precise serving sizes. Every time you use the X-Pen’s twist-and-lock dispensing mechanism, you receive 15mg Hemp CBD oil extract, while also preventing waste from spills. The X-Pen’s hermetic cartridge allows for airless delivery, keeping the 1000mg CBD extract protected from unwanted air and bacteria.
Over the past few decades, most strains have been bred to increase the amount of the main psychoactive component, (-)-trans-delta9-tetrahydrocannabinol (THC). However, within the past decade, researchers have become increasingly interested in the medical benefits of another compound found in both plants, known as cannabidiol (CBD). CBD is a non-psychoactive component of the cannabis plant but is reputed to help with a myriad of medical conditions.
I initially spoke to a retired friend who said she joined a health and beauty direct selling company as a means of meeting new people. She had recently remarried and moved to a new location, so she combined the practice of meeting new people with making extra money.  After almost a decade in the business, she’s built a small niche business with family and friends despite switching to from one company to another competitor after three years.
As far as the retirement saving crisis is concerned, more and more people are coming to terms with the fact that they probably aren’t going to be able to save enough money to just sit around and slowly deplete their nest egg from age 62 to 100.  With the average 50 year-old estimated to have less than $50,000 in retirement savings, there is an obvious need to find alternative ways to either save more or generate supplemental income starting now, and continuing throughout retirement.  Moving beyond just the dollars and cents, boomers are growing tired of feeling guilty or bad about their past savings habits and are interested in moving towards possible solutions.
Even some of the claims made by recreational CBD sellers aren’t bullshit, in the abstract. CBD really does show some anti-inflammatory properties. It really does have anxiolytic effects, in certain situations. Of course, it’s the scammy nature of herbal supplements that a seller can say something like “CBD has been indicated to reduce anxiety” (a true statement!), even though the actual product you’ve got in your hand has never been indicated to do so. Nutmeg, for example, will act as a dangerous psychoactive drug at high levels, but it would be deranged to put “scientific research has shown that nutmeg can get you high as hell” on a pumpkin spice latte. It’s correct, but it’s also incredibly misleading.
Pharmacists have since moved to metric measurements, with a drop being rounded to exactly 0.05 mL (50 μL, that is, 20 drops per milliliter) - https://en.wikipedia.org/wiki/Drop_(unit)1oz is 30 mL1000mg/30mL = 33.3 mg/mL CBD concentration20 drops * .05 mL/drop = 1mL10 drops * .05 mL/drop = .5mLyou take 33.3 mg in the morning and 16.65mg at nightI might suggest taking 50mg in the morning: 50mg / 33.3 mg/mL = 1.50 mL 30 dropstry it for a couple days and see how it helps

Our premium hemp oil drops has the listed amount of full spectrum hemp oil listed on the front of the bottle in milligrams. We offer three different strengths. Our base strengths at 300mg to 600mg, then our 3x strength products 1,000mg to 2,000mg, and last our 5x strength which is our strongest product at 1,500mg to 3,000mg. Here is a link to the product.


The rosemary acts as a natural antioxidant preservative. It also supplies terpenoids, including camphene, pinene, and limonene, that support a healthy inflammatory response and promote relaxation.* Hops is a very close cousin of hemp and many of the compounds in hops are complementary to those in hemp. The hops in Hemp Oil + provides a source of the terpenoids humulon and lupulon that are synergistic with the phytocannabinoids in support of the ECS.*
One of the main issue with people who are against Network Marketing is that there is a potential for abuse by unscrupulous businesses that take advantage of them, pocketing their money and returning very little in the way of dividends to the investor. One of the key areas of abuse with Network Marketing is what is known as the ‘Pyramid Schemes,’ so it would be right at the outset to explain what Network Marketing is and the difference between legitimate Network Marketing companies and Pyramid Schemes.
A co-worker of mine recommended this product because her husband started using it and noticed more energy and significantly reduced his chronic pain symptoms almost immediatelyafter starting to use this product. She said she was able to fall asleep more easily on night one, and she woke up with energy the next morning before her alarm went off. My husband has horrible neck pain because of an accident a couple of years ago. I finally convinced him to try it out. I will update or do a new review once hes tried it out.
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