Tracy Willard of California began her MLM career out of necessity.  “Prior to getting involved in my business, I told my friends to never let me join one of those things… but when our family was hit by the mortgage crisis I had to do something different.”  She started her business with the intention some retirees may also find themselves.  “I started with the idea that I just needed to make my month easier.  My company helped me figure out what I needed to do in order to make an extra $500 per month.”
“We decided to take a cash-out refi to pay off unsecured debt,” wrote Kimberly Rotter from San Diego, a personal finance writer and frequent commenter. “The debt was incurred for emergency maintenance on our property, including several months of lost income for my husband while he did the work. Our home was 100 percent paid off so this was a very hard decision for us. However, our alternative was to do the zero percent shuffle on multiple credit cards to handle $85,000 in debt, which I know from past experience is difficult (although possible) at that level. We got a loan against the house for 5 percent and have a very strong and committed 36-month payoff plan. The pain of this choice will hopefully keep us on track. I am optimistic that we will meet our payoff goal.”
It’s important to get a complete picture of how the plan works: not just how much money distributors make, but also how much time and money they spend on the plan, how long it takes before they’re earning money, and how big a downline is needed to make money. One sign of a pyramid scheme is if distributors sell more product to other distributors than to the public — or if they make more money from recruiting than they do from selling.
“Although you market “Herbal Renewals Gold CBD Oil” and “Herbal Renewals CBD Oil Spray” as dietary supplements, FDA has concluded based on available evidence that CBD products are excluded from the dietary supplement definition under section 201(ff)(3)(B)(ii) of the Act [21 U.S.C. § 321(ff)(3)(B)(ii)]. Under that provision, if an article (such as CBD) has been authorized for investigation as a new drug for which substantial clinical investigations have been instituted and for which the existence of such investigations has been made public, then products containing that substance are outside the definition of a dietary supplement. There is an exception if the substance was “marketed as” a dietary supplement or as a conventional food before the new drug investigations were authorized; however, based on available evidence, FDA has concluded that this is not the case for CBD.
People who are reading this page are doing their homework. This is how we learn by asking questions , reading article after article, studies after studies. We are all looking for the same thing, myself included.. Relief from whatever ails us, to not be prisoners of the big pharma world. There are so many ‘snake oil’ companies worldwide, asking for recommendations on this site should not be discounted to being ‘lazy’. Until someone creates a ‘consumers reports ‘ style platform, we only have each other to learn from. None of us are happy about our personal situations; we are here, we are educating ourselves, we are spending countless hours reading about each product stating they are the’best’ . Personal experiences with different products are beneficial in helping people to make an educated decision, not being lazy
Walter J. Carl stated in a 2004 Western Journal of Communication article that "MLM organizations have been described by some as cults (Butterfield, 1985),[51] pyramid schemes (Fitzpatrick & Reynolds, 1997),[52] or organizations rife with misleading, deceptive, and unethical behavior (Carter, 1999),[53] such as the questionable use of evangelical discourse to promote the business (Höpfl & Maddrell, 1996),[54] and the exploitation of personal relationships for financial gain (Fitzpatrick & Reynolds, 1997)".[52][55] In China, volunteers working to rescue people from the schemes have been physically attacked.[56]
On the other hand, many people have gotten into Network Marketing and have made a fortune from it. People such as John Haremza, who signed up as a sales rep for a small water filter company, and is now worth millions. Alternatively, Sebastian Greenwood, who made an investment in Onecoin, and put in the hard work and time necessary. He is now considered an ambassador of the company, having made his fortune there, and spends much of his time helping others grow successful.

A company that cares more about recruitment than it does about selling products will not invest much in training resources for its distributors. Pyramid schemes are designated as such by their focus on leveraging your network to buy their products through recruitment, under the guise of “startup costs” and “startup packages.” Extensive training programs that focus on teaching you how to sell products instead of how to recruit more will be an important clue in your research.


I purchased the 500 mg tincture to start. I make CBD but I use a different process that does not extract like the CO2 method The CO2 method is the best and you have to be careful when choosing CBD. Make sure that its organic NO GMO and grown in the USA I love how clear it is although it does have a little bit of cloudiness but this is normal. I have been using CBD to relieve anxiety I am agoraphobic and part of that is severe panic attacks. With my first 1 ML dose as soon as it came in the mail today I was starting to relax. I am only guessing but I will probably be taking 1 ML twice per day since this is the 500mg bottle once when I get up and once before bed so this bottle will not last me a month. If it works as well as expected especially after the first dose this morning then I will probably move up to the 1000 mg which will last me the month. One other thing you may have already read this information but this CBD has 0 THC. Thats important for those who work in professions that can not risk having high THC levels no pun intended.What makes me so confident in this product is how fast it worked. 1 ML under the tongue is the best way in my opinion to get the CBD oil to act quickly. This product gets great reviews for pain as well. Fortunately I dont suffer pain just anxiety and panic attacks. Thank you Medterra PS. I was not paid for this review LOL. I paid full price for this product and happy to do it.If Im able I will update this review if needed when I finish this bottle. Or leave another when I get the 1000 mg.
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